Google’s online payment system, known as Google Pay or G Pay, is a digital wallet platform. But how does it work?
Google Pay can be used to make purchases in an app, online or in person (using contactless payments via smartphones). Customers can pay with their Android smartphones, tablet PCs or smartwatches (with Android as the OS). Google announced last month that it plans to rebrand the service to Google Wallet.
Google Pay for app purchases
You can go anywhere , which accepts G Pay to pay online and in stores. One can use G Pay in apps, in online casinos and all other online games. According to media information, the manufacturer got lost with the spin-off in Google Pay. The new old Google Wallet service should be easier to understand for some users, one hopes.
Use Google Pay with a credit card
Use is very simple. To pay by credit card with G Pay, open the app and tap the “+ Payment Method” button under the “Payment” tab at the bottom of the menu. You then have to add your own debit or credit card.
You can either scan the card with your smartphone’s camera or enter the information manually. Of course, this takes much longer.
NFC-enabled smartphones can pay with Google Pay if you have a credit or debit card linked to the payment app. For payments of less than 14 euros, the user only has to unlock the screen. This has caused criticism from some privacy advocates. For payments greater than 14 Euros, the User must authorize the transaction using a security method such as fingerprint or password. This depends on the configuration of the smartphone.
Use Google Pay in shops
Once you have confirmed your identity and saved the card details , you can use Google Pay in stores. This is also increasingly possible in Germany.
Use in shops is only possible for Android users. Make sure that NFC is activated in the smartphone settings. Google Pay must also be configured for contactless payments.
Normally, as soon as the payment terminal has accepted Google Pay as a method, an icon appears. After that, all you have to do is unlock the smartphone. It is not necessary to open the G Pay app for the process. To complete the process, all you have to do is hold the device close enough to the payment terminal. The position where you have to place your phone depends on the specific terminal.
If you see an icon for contactless payment (see top right), you should simply follow it. You may have to enter your own PIN or use the fingerprint reader. After a few moments, a tick should appear, indicating the purchase is complete. If you get a payment prompt online and G Pay appears as an option, press it and follow the instructions when you check out.
Send money to someone in a non-EU country.
To send money to a recipient using Google Pay, click on “Send” and then on “Send or request”. . It’s easy!
Then you can search for the recipient by phone number or e-mail address or select a recipient from your own contacts. Select the desired amount and click on “Send”.
By the way, Google recommends using a debit card to send money, as it’s one of the fastest methods for making transfers. You can also transfer money from a bank account or your own Google Pay balance. However, the recipient must also use Google Pay. You must request the money within 14 days or it will be refunded.
Transfer money internationally with Wise or Western Union
Google and the money transfer companies Wise and Western Union Co. have international money transfer partnerships announced for users of the US payment app Google Pay. Its users in the US can now send money to users of the app in India and Singapore. By the end of the year, this will be rolled out to all 80 countries where Wise is available and to the 200 Countries where Western Union is available.
Google Wallet will start soon
The change from Gpay to Google Wallet will soon be carried out worldwide. Critics warn that the new concept may not be mature either. In that case, the project would be renamed. Wallet can store a lot more content, such as customer cards, concert tickets, student ID cards, vaccination certificates and much more. It remains to be hoped that the projects will not overlap again in terms of content.